•  A list of key observations that help us understand the scale of the problem includes:
  • 1.2 million homes are needed for younger families who cannot afford to buy and rely on renting, with 3 million new social homes required over 20 years. 3.1 million new social homes would cost 10.7 billion a year; Shelter claim the Government would save £60 billion over 30 years if it can make renting cheaper. England is building 21% fewer homes than during the peak in 2007.
  • The number of UK households in owner-occupied accommodation has risen by 8%, those privately renting by 121% whilst those in social housing declined between 1996 and 2016
  • Between 1996 and 2016 owner-occupation for those aged 65 and over rose from 63% to 77%, with the over-50s holding three quarters of housing wealth with 30-32 year olds having a third of the property wealth they held 10 years ago
  • A quarter of young adults, aged 20 to 34 are still living at home, with rents taking up 31% of income in the uk, 36% in London. Average rent in the UK is £ 940, £1,599 in London the CPRE estimated in 2017 that 425,000 houses were planned then for the Green Belt, of which more than 70% are unaffordable
  • It has been estimated that the average 50 year-old has £ 54,300 saved in pension, less than half the £122,800 needed to generate a £ 7,000 annuity, which together with the state pension would give an annual income at the poverty line as defined by the Joseph Rowntree Foundation. Many people have inadequate personal pension provision.

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